Easy Ways to Cut Household Costs

Start with your appliances. They total the majority of your household’s energy consumption. In a recent survey conducted by Harris Interactive for Whirlpool Corporation, 84 percent of consumers surveyed stated energy as the most important attribute with regard to appliance efficiency.

Look for the ENERGY STAR label on appliances to help save money on utility bills. According to the Environmental Protection Agency, if all U.S. households installed water-efficient appliances, the country would save more than 3 trillion gallons of water and more than $18 billion per year.

As you ready your home for energy efficiency, consider the following tips from the Department of Energy:

Prepaid Cards: One New Way to Receive Unemployment Benefits

With the ranks of unemployed workers growing in the U.S., new tools that offer cost savings and convenience are being offered to receive unemployment benefits.

The new cards are simple to use and can be free of surcharges if you spend a few minutes learning about how to use them. Here are some tips…

Fight For Your Money: How to Stop Getting Ripped Off & Save a Fortune

In Fight for Your Money, Bach breaks down key strategies for saving money in your finances, like on your mortgage payments or even on your monthly bills like cable. This book is a consumer’s best friend as it exposes how everyday large corporation take advantage of ordinary folks through hidden charges, overpriced services and more.

Finding Opportunities During a Bad Economy

It is time to stop focusing on our economic problems and to start considering the new needs created by the current economy. Opportunities for entrepreneurialism abound.

It’s always good to know where growth markets are. Success Magazine’s Darren Hardy asked his board of advisers to point out the industries and businesses that are booming because of the economy.

Here are a few trends that seem to be surfacing:

Consumers Turn to Money-Saving Web Sites

As the economic recession continues, Americans look to pinch their pennies.

And while a good pair of scissors and sales flyers can go a long way toward cutting expenses, many people are printing, rather than clipping, their coupons.

Here are some top Web sites that consumers are using to find deals on items ranging from prescription drugs to home furnishings

How One Year’s IRA Contribution Makes a Huge Difference in Savings

An investor who makes a single contribution of $5,000 to a Roth IRA now could see that amount potentially grow to more than $53,000 in 35 years, assuming an annual rate of return of 7 percent.

Additionally, consolidating old workplace savings accounts at former employers into an IRA may offer the most compelling benefits for managing one’s retirement savings, including a broader range of investment choices.